To win in life and finances, you’ve got to be on the same team as your spouse. When it comes to finances, you have to ditch the me-versus-you mentality. Drop the “his money” and “her money” phrases and replace them with “our money.” If you want to enjoy financial unity, you’ll need to follow a game plan that you come up with together.
Break down your goals into manageable chunks that are realistic and trackable. Don’t just agree that you want to do a better job-saving money; agree on a specific goal within a specific time frame. Consider something as precise as “We want to save $500 during the next two months.” This kind of goal will help you as a couple by providing purpose, momentum, and accountability.
Before you start creating any kind of financial plan together, both of you should sit down and discuss your shared vision for life
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